Free Financial Tools & Resources

See exactly how long it will take to pay off your credit card and how much interest you will pay. Add an extra payment to see how much time and money you can save.

Enter multiple debts and see a side-by-side comparison of the snowball (smallest balance first) and avalanche (highest interest first) payoff strategies — total interest and time to debt-free.

Find out what happens if you only make the minimum payment every month. Most people are shocked by how long it takes and how much interest they pay.

Enter a monthly income goal and your estimated rate. The calculator shows exactly how many hours or projects per week you need to hit your target — making abstract goals concrete.

Most freelancers underprice themselves. Enter your desired annual income, vacation weeks, and billable hours per week to find the minimum hourly rate you should charge.

Should you claim at 62, 67, or 70? Enter your estimated benefit at each age and see the cumulative totals over time — including the crossover point where waiting pays off.